Question: My parked car was hit last night by a truck. I got their information, and now they are trying to argue that they did not do any damage. What do I do?

Answer: File a police report. Make a claim with their insurance company. If their insurance company doesn't pay for the damages or if they have no insurance, your options are to sue them or turn the claim over to your insurance company.

You can sue them in small claims court relatively easily. There are many sources for information on how to pursue a small claims case. The California Judicial Council has a "self help" center on the Internet, which you can reach at http://www.courtinfo.ca.gov/selfhelp/smallclaims/. The Clerk of the Orange County Superior Court maintains a Small Claims Advisor web site at http://orangeclerk.onetgov.net/faq/faq-smallclaims.htm.

If you turn the matter over to your insurance company, depending on the insurance coverage you have, you may have to pay a deductible.

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